Morpho Studio
Financial education setting

Morpho Studio · Petaling Jaya

A measured place to learn about money — at your own pace, without the noise

Morpho Studio runs small, careful programmes for Malaysians who want to understand how their finances actually work — from first earnings to the years ahead. No rushed prescriptions. No dramatic promises.

+60 3-6203 8547 [email protected] Small-group & one-to-one formats Printed workbook included

§ 01 — Our Programmes

Three programmes, each built around a different chapter of working life

First Paycheck Programme

Programme I

First Paycheck Programme

A three-session programme for young adults who have recently started earning. Covers EPF contributions, income tax filing, account types, opening a first unit trust account, and building a modest automated saving habit — all at an unhurried pace.

  • Understand your EPF statement from the start
  • Income tax walkthrough — step by step
  • Printed workbook and a year-one checklist
  • Small-group or one-to-one format

RM 560 per participant

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Couples Money Conversations

Programme II

Couples' Money Conversations

Three structured conversations for partners aligning on how they handle money together — whether newly cohabiting, recently married, or simply revisiting shared decisions. The focus is on helping both people speak, not on receiving directives.

  • Joint and separate account arrangements
  • Transparent budgeting and shared saving goals
  • A short written agreement you leave with
  • In-person at PJ studio or online

RM 1,950 per couple

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Long-Horizon Planning Engagement

Programme III

Long-Horizon Planning Engagement

A four-month engagement for individuals and households thinking about the decades ahead. Covers retirement sequencing, non-EPF investment considerations, insurance and legacy arrangements, and gradual lifestyle adjustments — paced to allow genuine reflection between sessions.

  • Retirement sequencing and withdrawal planning
  • Non-EPF investment base considerations
  • Concise written plan concluding the engagement
  • Unhurried — time to reflect between sessions

RM 3,950 per household

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§ 02 — Why Morpho Studio

What sets our approach apart

Depth over speed

Programmes are paced so participants can absorb, question, and return to topics. Nobody leaves with an unread stack of slides.

Small groups only

Sessions are deliberately kept small so that questions get proper attention and conversations stay honest rather than performative.

Malaysian context throughout

EPF, LHDN, unit trusts, and local account structures — everything uses the systems participants actually encounter day to day.

Written materials you keep

Each programme includes a printed workbook or written summary — something to return to after the session, not just a memory of it.

No products to sell

Morpho Studio earns from education fees only. There are no referral arrangements or commissions that might colour our guidance.

Conversation-based format

Most sessions are structured around discussion rather than lecture — clients bring their own questions and we work through them together.

§ 03 — Take a Step

Not sure which programme fits where you are right now?

Send us a short message and we will respond with a straightforward recommendation — no sales call, no pressure. We are happy to answer questions before you decide anything.

§ 04 — Questions

Things people often ask before signing up

Do I need any financial knowledge before joining? +

No prior knowledge is expected. Each programme starts from the basics and builds carefully. Participants who already know some of the material often find value in revisiting it with time to ask the questions they never had a good place to ask before.

How many people are in a session? +

For the First Paycheck Programme, groups are typically four to six people. Couples' Money Conversations are conducted with one couple and one facilitator only. The Long-Horizon Engagement is individual — one household at a time.

Are sessions held in Bahasa Malaysia or English? +

Sessions are conducted in English by default. For one-to-one programmes, we are comfortable switching to Bahasa Malaysia if that is easier for you — just let us know when you enquire.

Is this regulated financial advice? +

Morpho Studio provides financial education, not licensed financial advice. We explain how various financial structures and products work so clients can make considered decisions — we do not recommend specific products or manage funds on anyone's behalf.

Can the Long-Horizon Engagement be done online? +

Yes. The four-month engagement can be conducted fully online or in a mix of in-person and video sessions. We work with whichever arrangement suits your schedule and location.

What is the cancellation or rescheduling policy? +

We ask for at least 48 hours' notice to reschedule a session. For the First Paycheck group programme, we hold a confirmed spot once payment is received. Full details are provided in the programme agreement before you commit.

How do I pay for a programme? +

Payment can be made via bank transfer (Maybank, CIMB, or Public Bank) or via DuitNow QR. Details are sent with your booking confirmation. For multi-session programmes, we are open to staged payments — please mention this when you enquire.

§ 05 — Our Location

Find Us in Petaling Jaya

Lot 3-7, Tropicana City Mall, Persiaran Tropicana, 47410 Petaling Jaya, Selangor

§ 06 — Contact

Send us a message

Contact Details

Studio Address

Lot 3-7, Tropicana City Mall
Persiaran Tropicana
47410 Petaling Jaya, Selangor

Studio Hours

Tuesday – Friday: 10am – 6pm
Saturday: 10am – 2pm
Sunday & Monday: Closed

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